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SWB says it will now focus on its lifetime mortgage product. The bank says its lifetime mortgage deals are unchanged and new business applications can be submitted as normal. In contrast, mortgage deals taken up until 20 November will still revert to the bank’s ‘Follow-on’ rate, which is 8.5percent.
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HSBC notified brokers late yesterday that it would be increasing fixed rates again for remortgage customers, first time buyers and existing customers looking for a product transfer deal. The bank will withdraw rates for new residential applications through brokers at 5pm today. Fixed rates for existing applications via brokers and direct applications will remain open until midnight on Sunday . Virgin’s rates will increase from tomorrow on some of the bank’s most popular fixed rate deals for remortgage, home purchase and product transfers. A range of its buy-to-let fixed rates will also rise in cost. Accord Mortgages, part of Yorkshire building society, has cut fixed rates by up to 0.8 percentage points for borrowers with a 5percent cash deposit.
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July: Lenders Continue To Reprice As Wholesale Rates Rocket
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